How To Silence The Shopaholic Devil On Your Shoulder

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When it comes to saving money, all is fine and dandy until the latest sale email lands in your inbox, or you have to walk through the high street to catch your bus home from work. It seems that part of your brain reawakens that needs to constantly spend money and the mantra of “treat yourself, you deserve it” overtakes the rational part of your brain that is telling you that you only have a certain amount in your bank account left for the month. It can take more than a quick research into consolidate credit cards to gain the mentality you need to save enough money to clear any debt you have, and start to see growth in your savings accounts. Below are a few tips that will help to silence the devil on our shoulder everytime you walk past your favourite store.

Change Your Attitude Towards Money

It can be very easy after budgeting to see the money you have left over and think of it as “disposable”. Yes, the definition of disposable income is “money that can be chosen to be spent or saved by the owner”, but in this case, it is arguably more beneficial to go with the article definition of disposable: to be thrown away after use. If you begin to see your sudden splurges and impulse buys as money thrown away, you will be less likely to keep spending. Having a clear out can help to show you the impact that impulse buys can have on your consumerist attitudes. You will become aware how many purchases were only used a couple of times before they were forgotten about and replaced by a new purchase, and be reminded of things you already have. It can give you a new perspective on your buying habits, and maybe even help you to nip some in the bud.

Re-evaluate Your Budgeting System

It can be extremely easy to put the money away for bills, food, and petrol for the month and then just spend the money anywhere you see fit. However, if you start to budget an appropriate amount to put into savings it will become second nature to you, and before you know it, you’ll have a sizeable amount of money. Giving yourself no excuse to not put money away will prioritise your saving and potential future investments over new shoes or a handbag.

Question Every Purchase

A bargain isn’t always a way of saving money – it is still spending money, just less of it, and you save a lot more not spending any at all. Think about the purchase you are holding in your hand before you take it to the cashier. Is it something you actually need, or something you want? If it is something you want, put it back on the shelf and walk away. If you are still thinking about it a few days later, you may be able to justify purchasing it. Think about the amount it costs, versus the number of hours it took you to earn the money for it. If you would work the number of hours equal to the cost again just for the item, then it is a sensible purchase. If not, then the item is not worth it and will be collecting dust before you know it.

Hopefully, this has helped you to reevaluate your spending habits, and given you a new perspective on successfully saving money.

Five Things People Usually Forget When Planning a Wedding

If you are planning on getting married soon, you want to make everything perfect, and the day memorable. Without a detailed plan, you are not likely to succeed, and you will get stressed out by the time the big day arrives. If you want to avoid last minute disasters, check out the below list of commonly forgotten wedding planning tasks.

1. Vetting Your Bridesmaids and Best Man

Image by Pixabay

You would like your wedding to go smoothly, and this means that your helpers have to be up for the game. If you haven’t known your chosen bridesmaids, Maid of Honour, and Best Man since childhood, you might be up for a surprise. Before you trust them with the important tasks, make sure that they are able to complete them. A best man who drinks too much on the wedding or keeps on forgetting appointments is not a good choice.

2. Asking for Help

You might be too excited to get married, and forget to ask for help. This will make you stressed and overwhelmed. If you have a supportive family, don’t forget to ask them for advice and help. If you can’t meet the cake decorator or need a second pair of eye, you should get your family members and friends to step in and help you out. While this will be your wedding, you don’t have to do everything on your own.

3. Checking Out the Portfolio of Your Service Providers

You might be given the names of cake decorators, wedding dress makers, and wedding photographers. Not checking their portfolio can be dangerous, though. You need to make sure that they are a good match for your style and preferences. Check what companies like Vittore Buzzi photography have to offer, and compare their portfolios as well as their package prices. This way, you can make sure that everything is organized according to your taste and preferences.

4. Saving Up for a Deposit

 

Image by Wikimedia Commons

Many brides-to-be forget about saving up for a deposit and miss out on deals. As soon as you find the perfect venue and photographer, you will need to reserve your services and spot, or you will be beaten by other  couples. Ask the venue and the catering company about their deposit requirement and pay it as soon as you know your date, so you don’t have to panic in the 11th hour.

5. Booking Your Beauty Treatments In Time

Wedding beauty packages are generally cheaper if you book them a few months or weeks ahead. As soon as you know your date, make sure you have the date pencilled in your diary and you have the treatments booked. This way, you will not have to try and find a hairdresser and makeup artist in a rush.

Making sure that everything is in place for your wedding day is challenging. Start planning on time, and save up for a deposit. Make sure that you chose the right people to assist you, and you have selected the right venue and service providers, so you can enjoy your big day without any last minute disasters.

Five 70-s Hairstyles You Can Recreate Today to Look Trendy

In case you are fed up with looking the same as your friends, and are searching for an inspiration to create a unique look, you can look back at the styles of the 70s. There are great trends for everyday appearance, parties, and they are likely to be coming back in a few years’ time. Find out more about the best hairstyles of the 70s and learn how to recreate them in 2017.

1. Shaggy Curls

If you have naturally curly hair, you can recreate the shaggy curls bob from the 70-s. This simple medium length hairstyle is perfect with a hair band, or a scarf tied around your head. The style is great for people who have naturally curly and thick hair, and would like to get their face framed better by their hair. To make this look contemporary, you can add highlights to emphasize the natural curls.

2. Long Straight Hair

Morguefile license image via TheresaOtero

This classic hairstyle was born by every girl in the 70s who agreed with the message of the hippy generation. If you don’t have straight hair, you might want to get a permanent straightening solution or treatment, and get rid of your fringe. Parting your hair in the middle is a must, and you can look romantic with your hair down, while getting plenty of chances to create stylish buns and do-ups.

3. Textured Pageboy Bob

A perfect low-maintenance haircut that frames your face perfectly, while creating a playful look. If you don’t have a thick hair, or have very fine hair, you can use this textured style to increase the volume and lighten up your head. This look is great combined with long earrings, different clips, and hair accessories. The pageboy look can be textured to give you more hair, or flattened and straightened to create a more serious appearance.

4. Dolly Parton Curls

“Dolly Parton” by Jason Sussberg is licensed under CC BY 2.0

If you are wondering what’s hot in 2017, the last thing you would think of is Dolly Parton’s style. The iconic singer’s hairstyle is, however, coming back. It is best described as an inspired mess. To create this hairdo, you will need loads of hairspray and large curlers. If you would like to look elegant and playful at the same time, you need to try this hairstyle. Add a band to complete the look.

5. Blunt Bangs

This style is definitely having a comeback. You can create large bangs with almost any hairstyle. Get a contemporary bob or a medium layered haircut, combine this with a long straight hair and tape in hair extensions, and make a statement. You are likely to benefit from this 70-s style if you have a long face, and a thick, shiny straight hair. Remember that if you have wavy hair, you will have to straighten your bangs every day.

 

Whenever you feel like you need to change your hairstyle, try thinking outside of the box and look back at successful trends of the past. The 70s offers great inspiration for creating your personal look. Check out the most successful trends, try them on using an online makeover tool, and you are good to go.